[snip]
This seems like a somewhat standard calculation for loans and interest
bearing accounts. Does anyone know how to calculate the graduation
factor? I've been able to figure out it's based off the loan term, loan
balance, and initial interest rate.
[/snip]
It is called amortization

Tuesday 19 September 2006 10:20, Jay Blanchard wrote:
[snip]
This seems like a somewhat standard calculation for loans and interest
bearing accounts. Does anyone know how to calculate the graduation
factor? I've been able to figure out it's based off the loan term, loan
balance, and initial interest rate.
[/snip]

It is called amortization

I should have known that ;) That's what happens when you're looking too
closely at a problem.

thanks!